Effective Date: January 1, 2026
1. Information We Collect
When you use CheckCityApply.com, we collect information in three ways. Information you provide directly includes contact details, employment and income information, banking details, and identification data entered into our loan application form. Information collected automatically includes your IP address, browser type, device identifiers, pages visited, referring URL, and session duration. Information from third parties includes credit verification responses, identity verification confirmations, and analytics aggregated by our service providers.
2. How We Use Your Information
We use the information you provide to facilitate your loan application with Check City, communicate with you about your application status, prevent fraud and verify identity, comply with state and federal regulations governing consumer lending, improve our website and services, and (with your consent) send marketing communications about financial products that may be relevant.
3. How We Share Your Information
We share application data with Check City (the lender originating your loan) and the third-party service providers necessary to process your application, including identity verification, fraud prevention, payment processing, and customer support providers. We do not sell your personal information to unaffiliated third parties for their independent marketing purposes. We may disclose information when required by law, subpoena, or to protect the rights or safety of CheckCityApply.com, our users, or others.
4. Cookies and Tracking
We use cookies, web beacons, and similar technologies to operate our site, remember your preferences, analyze usage, and deliver relevant advertising. You can control cookie behavior through your browser settings. Disabling cookies may affect site functionality.
5. Data Security
We use industry-standard 256-bit SSL encryption to protect data in transit, and apply administrative, technical, and physical safeguards designed to protect your information at rest. No internet transmission or electronic storage is 100% secure, so we cannot guarantee absolute security.
6. Your Rights
Depending on your state of residence, you may have the right to access, correct, delete, or restrict use of your personal information; opt out of certain data sharing; or request a copy of the data we hold. California residents have additional rights under the CCPA and CPRA. To exercise these rights, contact us at [email protected].
7. Children’s Privacy
Our site is not directed at children under 18, and we do not knowingly collect personal information from anyone under 18. Loan products require applicants to be at least 18 years old (or older, depending on state).
8. Updates to This Policy
We may update this policy from time to time. Material changes will be posted with a new effective date. Continued use of the site after changes constitutes acceptance.
9. Contact
Questions about this policy can be sent to [email protected] or by mail to the address listed on our About page.